TERMS & CONDITIONS + REFUND POLICY

Last Updated: November 26, 2025


Welcome to our website.

This website with URL address https://millieleung.org is owned and operated by Millie Leung International Ltd.

The terms "we", "our", or "us" refers to Millie Leung International Ltd, the owner of the website, whose registered office is in Hong Kong. The term "you", "yours", or"user" refers to the website user.

Millie Leung International Ltd is a business that provides the following services and products:
Online digital courses
Group coaching
Strategy sessions
One-on-one coaching
Membership programs
Live workshops


We reserve the right to modify, discontinue, or update products or services at any time without notice.

Please read these Terms and Conditions carefully, as together with our Privacy Policy it sets out your important rights and obligations in relation to:

The use of this website

All services and products provided through this website.

1. Payment Terms

All purchases must be paid in full at the time of purchase unless a payment plan is explicitly offered.

You authorize us (and our payment processors) to charge the payment method provided for all fees, including recurring payments if applicable.

Prices are listed in USD (unless otherwise stated) and may change at any time.

2. Refund Policy

Unless explicitly stated otherwise on the specific sales page, all sales are final and non-refundable due to the digital and intellectual nature of the products and coaching services.

If a separate refund policy applies to a specific offer, that policy will override this section.


3. Coaching Services

Our coaching services provide education, support, guidance, and mentorship. We do not guarantee results, income, business growth, client acquisition, or specific outcomes.

You acknowledge that your success depends on your own effort, actions, decisions, and circumstances.

Our services are not therapy, counseling, medical advice, financial advice, legal advice, or any licensed professional service.

4. Intellectual Property

All content on this website — including programs, videos, PDFs, templates, worksheets, course materials, branding, graphics, and written content — is owned by Millie Leung International Ltd and protected by copyright law.

You may not:

- Copy

- Share

- Reproduce

- Distribute

- Sell

- Modify

- Rebrand as your own

- Publish or post

…any materials without written permission.

Personal use only. No commercial or teaching use is allowed unless explicitly granted.

5. User Accounts

If you create an account, you must provide accurate information and keep your login details confidential. You are responsible for all activity under your account.

We may suspend or terminate accounts that violate these terms.

6. Testimonials & Results

Testimonials and case studies reflect individual experiences. They are not guarantees or predictions of future results.

7. Third-Party Services

We may use third-party platforms (e.g., Stripe, PayPal, email providers, hosting services). We are not responsible for the availability, performance, or policies of third-party services.

Your use of third-party tools is governed by their terms and privacy policies.


8. Links to External Websites

This website may contain external links. We are not responsible for the content, accuracy, or privacy practices of third-party websites. Access at your own risk.


9. Limitation of Liability

To the fullest extent permitted under Hong Kong law, we are not liable for:

- Direct, indirect, or consequential losses

- Business or financial losses

- Loss of data, profits, revenue, or goodwill

- Decisions or actions you take based on our content or services

Your use of this website and services is at your own risk.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from:

- Your use of the website or services

- Violation of these Terms

- Infringement of intellectual property or rights of others

11. Termination of Access

We may restrict or terminate access to any product, courses, program, or service without refund if you:

- Breach these terms

- Engage in abusive, harmful, or illegal behavior

- Share copyrighted materials unlawfully

12. Governing Law & Jurisdiction

These Terms are governed by the laws of Hong Kong SAR. Any disputes shall be resolved exclusively in the courts of Hong Kong.

13. Changes to Terms

We may update or revise these Terms at any time. Continued use of the website constitutes acceptance of the updated terms.

14. Contact Information

For questions regarding these Terms & Conditions, contact:

Millie Leung International Ltd

Email: [email protected]

Website: https://millieleung.org